For today, September 25, 2026, nesto’s 5-year fixed mortgage rate is 64 bps (0.64%) lower than the similar average at Canada’s Big 6 Banks. On a $500,000 mortgage over a 25-year amortization, with nesto your monthly payment would be $2,736.87, saving you up to $179.70 on your monthly payment. This equals $10,782 in interest saved while also paying down an extra $4,567.13 on principal over your term, if you prefer.