Having a mortgage professional – whether that’s a mortgage broker, agent, associate or whatever they’re called in a specific province – looking out for your best interest while navigating the...

One of the main things to think about when getting a mortgage in Canada is whether you want a high or low ratio mortgage. A high-ratio mortgage can significantly impact...

*This post was written by our partner Hardbacon Buying a house is the most expensive purchase you will ever make and the largest debt obligation you’ll ever have. With real...

Homeowners across Canada choose to break their mortgages early and refinance into a new mortgage for a variety of reasons, including taking advantage of lower interest rates, paying down debt,...

A capital gain occurs when you sell, or are considered to have sold, a capital property for more than the total of its adjusted cost base and the expenses incurred in selling...

What is a Stress Test? The mortgage Stress Test is the government’s way of protecting Canadians from borrowing too heavily against their home, which for most people is their biggest...