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What is the GST/QST/HST New Housing Rebate?
  • Home Buying
  • #Mortgage Basics

What is the GST/QST/HST New Housing Rebate?

  • Home Buying
  • #Mortgage Basics

If you’re purchasing a newly built home from a builder, custom-building your own home, or substantially renovating an existing home, you may qualify for a rebate of the provincial GST/QST...

Property Taxes
  • Home Buying
  • #Mortgage Basics

Property Taxes

  • Home Buying
  • #Mortgage Basics

As a homeowner, you’re responsible for paying taxes on your property that are used to generate money for public purposes in your area. Property taxes are charged by the municipality...

Closing Costs Buyer’s Fees
  • Home Buying
  • #Mortgage Basics

Closing Costs Buyer’s Fees

  • Home Buying
  • #Mortgage Basics

The term ‘closing’ represents the point in time when the title of a property is transferred from the seller to the buyer. Upon closing, the buyer is responsible for paying...

Provincial Sales Tax (PST) on Mortgage Default Insurance
  • Home Buying
  • #Mortgage Basics

Provincial Sales Tax (PST) on Mortgage Default Insurance

  • Home Buying
  • #Mortgage Basics

If you’re buying a home with a down payment of less than 20%, you’re required to obtain mortgage insurance. Also referred to as ‘mortgage default insurance’ or ‘CMHC insurance’, this...

Statement of Adjustments & Trust Ledger Statement
  • Mortgage Basics
  • #Home Buying

Statement of Adjustments & Trust Ledger Statement

  • Mortgage Basics
  • #Home Buying

Whenever you’re buying or selling a home – or refinancing a mortgage on your existing property – your real estate lawyer or notary will prepare a Statement of Adjustments and/or...

What Does a Real Estate Attorney Do?
  • Home Buying
  • #Mortgage Basics

What Does a Real Estate Attorney Do?

  • Home Buying
  • #Mortgage Basics

Buying, selling or refinancing a home requires expertise from a specialized lawyer to ensure financing as well as such things as property title are properly set up so the entire...

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nesto Inc. Mortgage Agency. Ontario Brokerage 13044, Quebec 605058, British Columbia X300823, Saskatchewan 316918, Alberta, Nova Scotia 182507230, New Brunswick Brokerage 180045101, Newfoundland/Labrador 18-07-NE107-1, PEI, Yukon, Nunavut, Northwest Territories. nesto does not favour any financial institution in comparing rates for users – rates are ordered from lowest to highest, regardless of the financial institution. nesto is not endorsed or sponsored by any of the financial institutions present on its website.