Today’s Best Mortgage Rates in Canada

RATE LOCK

150-Day Rate Lock

Offer your clients unparalleled peace of mind in a fluctuating market with Canada’s longest rate hold. This industry-leading feature allows clients to secure today’s rate for 150 days, with the added benefit of a float-down if rates drop, simplifying their budgeting and protecting their long-term affordability.

Give your clients peace of mind in a volatile market with nesto’s industry-leading 150-day rate lock, the longest available from any major Canadian lender. This feature allows clients to secure today’s rate well ahead of closing, protecting them from potential increases and simplifying their budget planning. If rates drop during the hold, they benefit from one float-down, ensuring they never miss out on savings. For advisors, this is a powerful tool to help clients shop with confidence, close on time, and protect their long-term affordability while strengthening your value as a trusted partner.

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Benefits of the 150-Day Rate Lock:

  • Longest rate hold in Canada at 150 days, giving clients more time to shop with certainty
  • One float down permitted if rates drop, ensuring clients capture savings
  • Protects clients from unexpected rate increases, simplifying their budgeting and qualification
  • Strengthens your advisory relationship by providing stability and confidence in a volatile market
  • Helps clients secure the home they want without the pressure of rushing to close quickly