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Market Insights

Bank of Canada Gone Back To Pausing Rates – What This Means For Mortgage Holders and Homebuyers

– 6 mins

Bank of Canada Gone Back To Pausing Rates – What This Means For Mortgage Holders and Homebuyers

The Bank of Canada (BoC) has paused rates once again. The news was not shocking to most financial markets experts, as bond rates have increased significantly since the last rate hike. Although the BoC had put out a hawkish message on the last rate hike curbing Canadian appetite for spending and more credit…

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The Road Ahead for the Canadian Real Estate Market in 2022-2023

– 6 mins

The Road Ahead for the Canadian Real Estate Market in 2022-2023

Simply put, yes! According to an analysis of the Canadian real estate market by Desjardins, the market will return to normal in 2023 due to estimated sharp price drops. More “normal” than what we’ve been seeing in 2022, at least.

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 A Definitive Guide To Short Term Fixed Rate Mortgages

– 11 mins

 A Definitive Guide To Short Term Fixed Rate Mortgages

Many borrowers have recently opted for a short-term mortgage versus the ever-popular 5-year fixed rate mortgage. This blog post explores the reasons behind this shift and if it is suitable for everyone. Picking a short-term has its risk factors, pros and cons, that may make it unsuitable for everyone’s borrowing situation.  

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What is a Trigger Rate & How Does it Impact Variable Mortgages?

– 13 mins

What is a Trigger Rate & How Does it Impact Variable Mortgages?

Since March 2022, the BoC has been increasing its key policy interest rate, bringing it to where it stands today at . This is the highest the policy interest rate has been since 2001. This, in turn, brought most lenders’ prime lending rate, which all prime variable mortgages are priced against in the country, to . 

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– 12 mins

Got a Variable Rate Mortgage? You Could be Running the Risk of Over-amortization

Variable Rate Mortgage – You could be running the risk of over-amortization on your mortgage.

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– 12 mins

Mortgage Rates Forecast Canada 2023

The Bank of Canada’s (BoC) most recent announcement was to hold rates, keeping the policy rate at .

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– 5 mins

Is Now a Good Time to Buy a House in Canada?

This blog is in partnership with Zolo.ca

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Home Buying

6 mins Will a Recession Restore Home Affordability? Here's What Experts Say

Home Buying

Will a Recession Restore Home Affordability? Here’s What Experts Say

4 mins Toronto Housing Market Outlook 2023

Home Buying

Toronto Housing Market Outlook 2023

4 mins Ottawa Housing Market Outlook 2023

Home Buying

Ottawa Housing Market Outlook 2023

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Guides

9 mins Plan Your Moves Like a Pro: A Comprehensive Moving Checklist

Guides

Plan Your Moves Like a Pro: A Comprehensive Moving Checklist

5 mins nesto’s Ultimate Guide To Seamless and Low-Rate Mortgage Financing Experience

Guides

nesto’s Ultimate Guide To Seamless and Low-Rate Mortgage Financing Experience

7 mins Mortgage Amortization Extensions: Risks And Benefits

Guides

Mortgage Amortization Extensions: Risks And Benefits

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Featured articles

3 mins Home Affordability Continued To Erode In August, Hitting A National Increase of 8.27% In Income Needed.

Featured articles

Home Affordability Continued To Erode In August, Hitting A National Increase of 8.27% In Income Needed.

6 mins Bank of Canada Gone Back To Pausing Rates – What This Means For Mortgage Holders and Homebuyers

Featured articles

Bank of Canada Gone Back To Pausing Rates – What This Means For Mortgage Holders and Homebuyers

2 mins What Comes Next For 2023’s Housing Market And The Canadian Economy? 

Featured articles

What Comes Next For 2023’s Housing Market And The Canadian Economy? 

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All Articles

6 mins Will a Recession Restore Home Affordability? Here's What Experts Say

Home Buying

Will a Recession Restore Home Affordability? Here’s What Experts Say

7 mins Housing Starts and Housing Supply in Canada: The Impact on the Housing Market

Real Estate

Housing Starts and Housing Supply in Canada: The Impact on the Housing Market

3 mins Home Affordability Continued To Erode In August, Hitting A National Increase of 8.27% In Income Needed.

Featured articles

Home Affordability Continued To Erode In August, Hitting A National Increase of 8.27% In Income Needed.

4 mins Toronto Housing Market Outlook 2023

Home Buying

Toronto Housing Market Outlook 2023

4 mins Ottawa Housing Market Outlook 2023

Home Buying

Ottawa Housing Market Outlook 2023

4 mins Montreal Housing Market Outlook 2023

Mortgage Basics

Montreal Housing Market Outlook 2023

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