Rising interest rates in the news are impacting everything from food and energy to housing and services. In this article, we will focus on drawing connections between different political events that have brought us here and discuss where we may…
Featured articles #Home Buying
Bank of Canada Rate - Managing Expectations for the Announcement on January 25th
The Bank of Canada’s (BoC’s) prolonged tightening of economic activity over the last several months has seen Canadian home prices drop predictably, with the average year-over-year decline in house prices from November 2021 netting approximately 39% as of the end…
Featured articles #Home Buying
Should You Consult a Financial Advisor Before Buying a Home?
Are you planning on purchasing your first home? Buying a vacation condo by the lake? Downsizing or building an extension to your existing house? There are numerous occasions in life when seeking the guidance of a financial planner could save…
Featured articles #Home Buying
What To Do If The Appraisal Is Lower Than The Offer
Appraising the house you want to buy is one of the most crucial steps when you’re planning to purchase a new home. A home purchase appraisal is required in nearly every mortgage application. When an appraisal is lower than the…
Featured articles #Home Buying
Bank of Canada Rate - Managing Expectations for the Announcement on December 7th
As a result of Bank of Canada’s economic tightening, home prices have fallen an average of 18% in price from the start of their slowdown. What’s more notable, is that some regions in Canada have even more impacts on home…
Featured articles #Home Buying
Should I Invest in a Down Payment or Retirement in my Early 20s
Financial planning in your early 20s can be very stressful. You finally have a steady income from your first full-time job, you’re making enough money to set a little aside, and you’re thinking about your future. So, what’s the next…