15% Lower Rates Than Banks*

HIGH FIVE REFERRAL PROGRAMS

Refer & earn with nesto

Whether you’re a client, an employee, or a friend of one—nesto has a referral program designed for you.

🙌 High Five Referral Program

For nesto clients, fans & anyone who wants to spread the word
Invite your friends to experience nesto’s low rates and expert advice—then celebrate when they fund their mortgage.

  • You get $25 via prepaid credit card
  • They get $100 cash back + access to exclusive rates

Friends & Family of nesto Group Employees

Know someone who works at nesto, CMLS, or Intellifi?
You’re eligible for a special mortgage offer—plus a bonus for both of you!

  • You get $100 gift card
  • They get $100 gift card
  • Both after successful mortgage funding

Available to friends & family of full-time nesto group employees

Partner Employee Mortgage Offer

For employees of nesto Partner companies
As an employee of a valued nesto Partner, you get access to exclusive mortgage offers.*

  • Unlock a lower rate in seconds
  • Simple, digital application
  • Personalized expert support

Frequently Asked Questions

Who can participate in nesto’s referral programs?

We have three different referral programs:

High Five Program – open to anyone in Canada

Friends & Family Offer – for friends or family of full-time nesto group employees

Partner Employee Offer – for employees of companies partnered with nesto

Choose the one that fits you best!

Do I need to be a nesto client to refer someone?

Nope! Anyone in Canada (excluding Manitoba) can join the High Five Referral Program, whether you’ve used nesto before or not. Just sign up, share your link, and start earning.