Buying a home is a significant financial commitment, and one of the first decisions you will need to make when getting a mortgage is whether to choose a fixed or…
Bank of Canada Holds Rates Steady
Learn how to get a mortgage, buy a home and take control over your finances with insights from mortgage experts.
Housing affordability has been a challenge across much of Canada, but there are still areas where owning a home remains realistic. Several markets continue to offer lower price points, smaller…
Increasingly, Canadians are opting for fixed-rate mortgages over variable-rate mortgages despite fluctuating interest rates. This preference has stayed strong through economic ups and downs, reflecting the desire for predictability in…
The Bank of Canada's (BoC) most recent announcement, made on December 10th, 2025, was a rate hold, keeping the policy rate at 2.25%. The effects of rate increases can take…